MasterCard cardholders and Android device owners in the UK will soon have access to new ways to make mobile payments and purchases, as Google today announced it will launch Android Pay in the UK.

HSBC, Lloyds, MBNA and M&S Bank will be the first banks to support Android Pay in the UK, following Android Pay’s successful launch in the United States in September 2015.

“The strength of our technology means that consumers can enjoy both security as well as simplicity. MasterCard cardholders can feel confident about using their digital MasterCard cards for everyday purchases”, says the company statement.

Android Pay is a digital wallet platform developed by Google to power in-app and tap-to-pay purchases on mobile devices, enabling users to make payments with Android phones, tablets or watches.

Android Pay enables MasterCard credit, debit, prepaid, commercial and small business cardholders to use their eligible Android smartphones for everyday purchases in-store and within Android apps.

Once a MasterCard cardholder downloads the app and sets up an account, making a payment with Android Pay at a store is simple, safe and secure. To pay, consumers unlock their device, hold it near a payment terminal at any location that accepts MasterCard contactless payments, and their payment will be complete. MasterCard built the foundation for secure digital transactions, so consumers can use their cards when, where and how they want.

Related:  London tops global congestion ranking

Developers can quickly enable Android Pay for in-app payments across merchant sites via the Simplify Commerce and the MasterCard Payment Gateway. In the US and UK, Google has partnered with MasterCard platforms to make it easy for merchants of all sizes to accept in-app payments securely from Android users.

“The strength of our technology means that consumers can enjoy both security as well as simplicity. MasterCard cardholders can feel confident about using their digital MasterCard cards for everyday purchases,” said Mark Barnett, President of MasterCard UK & Ireland.

“Soon, people will be able to use their Android device to pay at the hundreds of thousands of contactless payment terminals in the UK,” said Pali Bhat, Senior Director, Product Management, Google.

Easy to set up and use, customers can download the Android Pay app, add a credit or debit card, simply tap their phone on a contactless terminal and the payment is sent for authorization. Android Pay aligns with industry tokenisation standards which means that no actual credit or debit card numbers are sent, but instead securely create virtual account numbers for transactions. Details of a customer’s card information are not released to the merchant, either, and customers are notified immediately when a purchase is made.

MasterCard contactless payments are accepted in 74 countries and more than four million merchant locations worldwide. To find a listing of contactless-enabled merchant locations, download the MasterCard Nearby app or go to www.mastercard.com/contactless.

 

 

Leave a Reply